All paths/Finance and Banking

Finance and Banking

5 paths · 150 missions · Real stakeholder briefs

Finance Data Analyst

Write the variance bridges, P&L rollups, and cash-burn queries tech FP&A teams gatekeep on.

30 missions|5 tables
  • Cost-center ownership map
  • March budget-variance check
  • YoY revenue growth by month
  • Finance Deliverable ScenariosAnswer questions from the CFO, FP&A Manager, Treasury Analyst, Controller, and Senior Auditor — MBR variance packs, budget attainment, revenue seasonality, cash burn, and vendor concentration.
  • Messy Ledger DataDuplicate vendors, un-posted journal entries, inconsistent account-type casing, refund leakage, and duplicate payments — the reconciliation traps that quietly wreck a variance narrative.
  • Finance Analyst SQL SkillsA vs B vs F vs PY variance, gross margin decomposition, running cash burn, YoY revenue growth, percentile ranking, cohort onboarding, and late-posting analysis.

Credit Risk & Banking

Vintage curves, roll rates, fraud rules, and CECL loss projections — the SQL Cap One and bank risk teams interview on.

30 missions|5 tables
  • What products do we book?
  • Monthly net charge-off rate by product
  • Rolling velocity — ≥5 auths in 10 minutes
  • Credit Risk MechanicsVintage analysis, roll rates, delinquency bucketing, FICO-band segmentation, and PD/LGD/EAD feature engineering — the queries every credit analyst writes.
  • Fraud + AML PatternsVelocity features, structuring detection, rolling-window rules, and composite risk scoring — patterned on NICE Actimize / SAS AML / FICO Falcon workflows.
  • Regulatory ReportingPoint-in-time quarter-end snapshots, Y-9C / Call-Report-style aggregations, CECL lifetime-loss projection, and PSI / KS model-monitoring queries.

AML & Fraud Analytics

Structuring detection, velocity windows, entity resolution, and rule-tuning backtests — the SQL AML analysts and fraud strategists actually write.

30 missions|6 tables
  • What channels do we see?
  • Round-dollar wires — flag a pattern
  • Alert precision — how good is our rule?
  • Real AML TypologiesStructuring below the $10K CTR threshold, smurfing across multiple accounts, round-dollar wire cycles, dormant-then-active money mules, and device/IP/email reuse across “separate” customers — every FinCEN / FATF / Wolfsberg pattern maps to a mission.
  • Velocity + Self-Join SQLCOUNT() OVER with date-range window frames, correlated subqueries for same-counterparty pairs, SOUNDEX / LEVENSHTEIN for entity resolution, and gap-and-island logic for dormant account reactivation.
  • Rule Tuning + BacktestingBacktest a proposed threshold against historical alerts, compute rule precision / recall on true-positive labels, and measure false-positive reduction — the analysis every compliance team asks of new hires.

Retail Banking Operations

The retail-banking analyst role at a regional or money-center bank: deposit growth decomposition, deposit beta on MMAs, NSF/OD fee revenue post-CFPB, branch consolidation scoring, NII decomposition, primary-banking-relationship classification, churn leading indicators, and FTP-allocated branch P&Ls against a realistic retail bank with planted reconciliation traps.

30 missions|11 tables
  • Product taxonomy inventory
  • Deposit beta on MMAs (cycle-to-date)
  • 2025 closed-account exit cohort with tenure
  • Retail Banking ScenariosAnswer questions from the Retail COO, Branch Ops Manager, Treasurer, and Customer Insights Lead — weekly retail dashboards, ALCO-ready deposit beta, NSF/OD scenario modeling, and branch P&L with FTP allocation.
  • Authentic Retail Bank Schema6-table retail_* core (customers, accounts, products, branches, transactions, daily balances) plus retailops_* specialty tables for branch activity, fees, and ATM events. Numbers anchor to 2024-2026 retail banking realities.
  • Deposit + Branch + Treasury + Customer SkillsAverage daily balance, weighted deposit beta, primary-relationship EXISTS logic, churn lag features, FTP curve allocation, and the multi-CTE rollups that real retail-bank dashboards run on.

Consumer Lending Analyst

The consumer-lending analyst role at a regional or money-center bank: HMDA action-taken decomposition, fair-lending disparity analysis, vintage curves and first-payment-default cohorts, ARM reset wall identification, refi candidate targeting, delinquency aging and roll rates, charge-off recovery, CECL-style loss reserve decomposition, and ALCO-ready portfolio stratification — against a realistic mortgage / auto / HELOC / personal lending dataset with planted HMDA and servicing reconciliation traps.

30 missions|8 tables
  • Loan product taxonomy
  • Approval rate by FICO band
  • Refi candidate cohort
  • Consumer Lending ScenariosAnswer questions from the Chief Credit Officer, Mortgage Sales Director, Fair Lending Compliance Officer, and Loan Servicing Lead — weekly origination dashboards, HMDA LAR reconstructions, ARM reset walls, and CECL-style loss reserves.
  • Authentic Lending Schemalending_applications (HMDA-shaped), lending_originations (funded loans with FICO/DTI/LTV at orig), lending_payments (past installments with days_late), and lending_geography (census tract + LMI). Joins to the shared retail_* core for customer demographics.
  • HMDA + Vintage + Servicing SkillsHMDA action-taken decomposition, denial-reason rollups, LMI-tract approval gap analysis, vintage curves with cohort EXISTS, ARM reset arithmetic, roll-rate matrices, charge-off recovery ratios, and the multi-CTE rollups that real credit teams ship.